SRINAGAR, JULY 5: Pratik D Punjabi has joined J&K Bank on 1st July as Chief Financial Officer (CFO) replacing Rajni Saraf, who superannuated on June 30. He was appointed as CFO by the Bank’s Board of Directors on 10th June for a three year term.

As Chartered Accountant from ICAI and having worked at Kotak Mahindra Group, IDBI Bank, Bank of America and HSBC besides leadership role in First Abu Dhabi Bank and a top rated finance company in Oman, MUSCAT Finance SAOG; Pratik D Punjabi brings a wealth of knowledge and rich experience to the CFO position in the Bank. With 22 years of professional experience in finance, he has functioned mainly with MNCs Banks with focus on contemporary finance that primarily includes Financial Control, Financial Compliance, MIS, Strategy, Business Finance, Branch Profitability Analysis, Setting-up systems, Process studies and evaluation of projects and viability studies. He has been in Finance-leadership roles for over 8 years.